Decision Scoring Service for Origination

A (not-so-secret) analytics weapon for small and mid-sized lenders — originate smarter, faster, safer, and more profitably.

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Overview

Powerful, Affordable Origination Analytics for Smaller Lenders

Digital transformation through analytic weaponry is imperative for small banks and credit unions. In an ever-dynamic, uber-competitive origination landscape, smaller institutions must: 1) increase profitability; 2) improve competitive positioning with advanced analytics; and 3) improve the customer and member experience. To fit that tall order, smaller financial institutions need affordable, scalable advanced analytic tools in their origination arsenal that: 1) provide fast time-to-value; 2) require a small upfront investment; 3) augment limited (or non-existent) analytic resources and data.

Benefits

When harnessed, these analytic tools and methodologies can intelligently analyze data and provide easy-to-consume scores and decision outputs. The benefits?

High-Quality Origination Decisions

Improved risk management that is enabled with data and analytics, combining risk scoring models with credit policy rules.

Innovative Analytics Drive Automation

Turnkey cloud solution and webservices deliver rapid time-to-value and a better borrower (or member) experience throughout the onboarding and origination process.

Best Practice Access to ML-Powered Models

Use off-the-shelf models and strategies powered by FICO’s world-class innovation and expertise. Models are structured, disciplined, secured, and powered by machine learning. Many use custom models—not many use machine learning.

Low Cost & Rapid Adoption

Webservices allow for rapid integration with existing systems and transactional, tiered pricing for strong time-to-value and ROI.

Fully Managed

Proactive analytic services and reports push important information to business teams.

Enabling Technologies

With a rich feature set of advanced tools, FICO empowers business users to make faster, smarter, customer-focused decisions.

AI, Machine Learning & Advanced Analytics

Uncover trends and insights that lead to greater engagement and loan originations, using data-driven models, strategies, and optimization.

Cloud

Provide origination decision scoring that is safe, scalable, and cloud-powered to improve solution flexibility, ROI, and extensibility.

Platform

Effortless, engaging origination decision scoring that is powered by the industry-leading FICO Platform. Start simple for fast time-to-value, and then easily add digital sophistication.

How it works

Improve decision-making throughout the origination process. Execute risk scores and credit policy rules quickly in the cloud without costly, time-consuming, on-premises scoring implementations that require constrained IT resources.

Decision Scoring Service for Origination

Add Affordable, Scalable Analytics to Your Origination Arsenal

Smaller financial institutions need affordable, scalable advanced analytic tools in their origination arsenal that: 1) provide fast time-to-value; 2) require a small upfront investment; 3) augment limited (or non-existent) analytic resources and data. To learn how FICO’s Decision and Scoring Service (DSS) can fortify your origination and analytics arsenal, get in touch with one of our experts or request a demo.