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Succeeding today requires more precise, more holistic deposit strategies.
Deposit accounts aren’t just a stable source of low-cost funding. They’re your gateway to profitable, long-term customer relationships. With changing interest rates, savvy customers, and increasingly more competitors, maximizing your portfolio performance calls for a data-driven, customer-centric deposits strategy that helps you meet your goals without added risk.
To stay competitive, now and in the future, you need deposit solutions that help you:
Discover
Discover precise, optimized strategies, then execute them effectively via a single platform.
Segment
Use granular segmentation to offer the right rates/fees/policies, to the right customer, at the right time.
Monitor
Monitor performance, adjust strategies, and maintain compliance.
With advanced analytics and decision management technology, FICO’s suite of deposits solutions help you:
Insights
Use data-driven insights to create strategies for interest rates, overdrafts, fees, and refunds.
Streamline
Streamline decision making at every stage to help maximize portfolio performance.
Monitor performance and adapt strategies as needed to nurture customer loyalty.
Automate
Rely on a centralized platform that automates processes and supports compliance across multiple, customer-impacting deposit decisions.
The FICO Approach
Seamless integration every step of the way.
Our comprehensive suite of deposits solutions combines data-driven analytics, flexible tools, and streamlined decisioning. This creates an efficient and effective “learning loop” so you can:
Discover and execute deposit strategies that maximize profits and customer loyalty.
Continually monitor performance, then easily deploy refined strategies as needed.
UI
Access a simple business user interface (with no IT help needed) that tracks changes.
Solving your biggest and most complex business problems.
FICO Optimization Community
Realize the promise of advanced analytics and decision management.
FICO Decision Technology Community
Drive faster, smarter and consistent business decisions.
Rapidly define, execute and manage the decisions that run your business.
A powerful tool for business analysts to optimize decision strategies.
A high-performance execution platform to power and connect every decision.
FICO DMP Community
To grow and thrive in an increasingly competitive market, banks must attract and retain deposits. FICO’s precision price execution solution allows you to provide distinctive pricing strategies that are independent of the deposit core syste...
FICO® Optimization Solution for Deposit Pricing is the industry’s most rigorous, comprehensive analytical solution for deposit pricing decisions. Improve deposit margins by 10%–30%, lower portfolio rate-paid by 5–20 bps in an uncertain rat...
Embed the power of advanced analytics into your deposit fee strategies Today, most banks charge nominal fees for various deposit-related services, such as overdraft charges, ATM fees, minimum balance fees, service charges, etc. When cus...
Promotional deposit rates have been used extensively to attract new customers by offering special introductory pricing for a fixed duration. However, these promotions are typically offered as a “one-size-fits-all” – the same rate, promotio...