Account Opening

Fast, frictionless, digital-first account opening solutions.

Woman using computer
Radial circle
Overview

Safe, flexible, digital-first account opening — a necessity (not a nicety)

Today’s digitally savvy customers demand safety, convenience, and personalization in their preferred channel when opening accounts. That means lenders must accelerate their digital transformation to build safe, frictionless, engaging, digital account opening experiences. FICO delivers the only turnkey digital-first account opening solution that fits wherever you are today and efficiently scales for where you’ll go tomorrow:

  • Integrated marketing with real-time prescreen
  • Intelligent and interactive omnichannel communication services
  • Seamless ID proofing and unobtrusive fraud detection
  • Sophisticated workflow orchestration
  • 100+ pre-integrated global data and service providers
  • Powered by a scalable decisioning platform to originate any consumer or financial lending product
  • Analytics-forward, unified, and extensible solution built for business users

Solutions

Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Origination

Fast, frictionless, risk-aware loan origination solution — attract (and retain) profitable, digitally-savvy customers.
Learn more

Onboarding Optimization

Prescriptive analytics for optimized customer onboarding to maximize profitability, balance risk, and navigate constraints.
Learn more

Interactive Application Communication

Digital communication begins with intelligent omnichannel interactions.
Learn more

FICO Advisory Services

Partner with us for deep decision making insights, increased business analytic knowledge and a vision for your longer term strategic direction.
Learn more

Decision Scoring Service for Origination

A (not-so-secret) analytics weapon for small and mid-sized lenders — originate smarter, faster, safer, and more profitably.
Learn more

Enabling Technologies

With 60+ years of pioneering work in predictive analytics and artificial intelligence, FICO powers our solutions with the most advanced science available.

Platform

Effortless, engaging digital account opening powered by the industry-leading FICO® Platform. Start simple with configurable templates for fast time-to-value, and then easily add digital sophistication.

Cloud

Provide digital account opening that is safe, scalable, and cloud-powered to improve solution flexibility, ROI, and extensibility.

AI, Machine Learning and Advanced Analytics

Drive portfolio profitability for digital account opening (without adding risk) through FICO’s pioneering AI and advanced analytic offerings.

Optimization

Simulate, analyze, learn, continually improve digital account opening. Use prescriptive analytics to optimize strategies on a customer-by-customer basis to increase profitability, balance constraints, and deepen customer relationships.

Statistics

Our clients have improved their operational efficiency, reduced delinquencies and losses, cut costs, and maintained security and compliance.
Abstract image
300%
Increase in revenue in the last 12 months
Abstract image
100%
Increase in application volume capacity
Abstract image
50%
Increase in new account bookings
circular stone stair case
50%
Reduction in manual reviews with improved analyst productivity

From the Blog

Measuring and Eliminating Customer Friction

A digital transformation resolution for 2020.
Read more

Beyond Generation Z: Digital Account Opening for Everyone

Read more

Reinventing Origination: Fixing the Decisions that Matter

Read more

Looking Ahead and Preparing for a Post-Coronavirus World

Read more

AI Helps You Read Your Customer's Pandemic "Story"

Read more

How to Keep Customers in Their Cars

Read more

Safe, flexible, digital-first account opening — a necessity (not a nicety)

More than ever, customers demand safety, convenience, and personalization in their preferred channel. That means lenders must build safe, frictionless, engaging, digital account opening experiences. To accelerate your digital transformation, get in touch with one of our experts or request a demo.