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Established in 1985 with the headquarters in Lome, Togo, the dual objective of Ecobank Transnational Incorporated (ETI) is to build a world – class pan-African bank and to contribute to the economic and financial integration and development of the African continent. In the early 1980s the banking industry in West Africa was dominated by foreign and state-owned banks. There was hardly any commercial bank owned and managed by the African private sector. ETI was founded with the objective of filing this vacuum. With assets of $22.5 billion at the close of financial year 2013, Ecobank is now represented in 40 countries worldwide, including 36 African nations. With nearly 20,000 employees it is the largest employer in the financial sector in Middle Africa.